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[AVOID] HOW-To Avoid Credit Card Scams & Scammers

New Credit Card Scam!

The following was taken from a post on Facebook and edited for better understanding.

This information is worth reading. By understanding how VISA & MasterCard Telephone Credit Card Scam works, you'll be better prepared to protect yourself.

One of our employees was called on Wednesday from "VISA", and I was called on Thursday from "MasterCard". Note, the callers do not ask for your card number; they already have it.

The scam works like this:

The person calling says, "This is (name), and I'm calling from the Security and Fraud Department at VISA. My Badge number is 12460. Your card has been flagged for an unusual purchase pattern, and I'm calling to verify. This would be on your VISA card that was issued by (name of bank). Did you purchase an Anti-Telemarketing Device for £249.99 from a Marketing company based in (name of any town or city)?"

When you say "No" the caller continues with, "Then we will be issuing a credit to your account. This is a company we have been watching and the charges range from £150 to £249, just under the £250 purchase pattern that flags most cards. Before your next statement, the credit will be sent to (gives you your address), is that correct?"

You say "yes". The caller continues - "I will be starting a Fraud investigation. If you have any questions, you should call the 0800 number listed on the back of your card and ask for Security. You will need to refer to this Control Number. The caller then gives you a 6 digit number. "Do you need me to read it again?"

Here's the IMPORTANT part on how the scam works. The caller then says, "I need to verify you are in possession of your card". He'll ask you to "turn your card over and look for some numbers". There are 7 numbers; the first 4 are part of your card number, the next 3 are the security Numbers that verify you are the possessor of the card. These are the numbers you sometimes use to make Internet purchases to prove you have the card. The caller will ask you to read the 3 numbers to him.

After you tell the caller the 3 numbers, he'll say, "That is correct, I just needed to verify that the card has not been lost or stolen, and that you still have your card. Do you have any other questions?" After you say No, the caller then thanks you and states, "Don't hesitate to call back; if you do", and hangs up. You actually say very little, and they never ask for or tell you the Card number. But after we were called on Wednesday, we called back within 20 minutes to ask a question. Are we glad we did! The REAL VISA Security Department told us it was a scam and in the last 15 minutes a new purchase of £249.99 was charged to our card.

Long story made short - we made a real fraud report and closed the VISA account. VISA is reissuing us a new number. What the scammers want is the 3-digit PIN number on the back of the card. Don't give it to them. Instead, tell them you'll call VISA or Master card directly for verification of their conversation. The real VISA told us that they will never ask for anything on the card as they already know the information since they issued the card! If you give the scammers your 3 Digit PIN you think you're receiving a credit. However, by the time you get your statement you'll see charges for purchases you didn't make, and by then it's almost to late and/or more difficult to actually file a fraud report.

What makes this more remarkable is that on Thursday, I got a call from a "Jason Richardson of MasterCard" with a word-for-word repeat of the VISA scam. This time I didn't let him finish. I hung up! We filed a police report, as instructed by VISA. The police said they are taking several of these reports daily! They also urged us to tell everybody we know that this scam is happening.

Please pass this on to all your family and friends. By informing each other, we protect each other.

[AVOID] HOW-To Avoid Credit Card Scams & Scammers

by Devesh Prabhu on 11:15:00 AM

New Credit Card Scam! The following was taken from a post on Facebook and edited for better understanding. This information is worth re...

This has now been happening for the most part of three months now...Getting really frustrated and may even switch over to another social media network....

G+ Ruining Experience

by Devesh Prabhu on 3:39:00 PM

This has now been happening for the most part of three months now...Getting really frustrated and may even switch over to another social me...

SURAT - RICHEST

AHAMEDABAD 5TH RICHEST

SURAT IS THE RICHEST CITY IN INDIA - not Bangalore nor Chennai

AHMEDABAD IS THE 5TH RICHEST, not Mumbai nor Delhi

HOW & WHY?

According to the August 8, 2010 report of the National Council of Applied Economic Research, the richest city in India is now Surat, ahead of Bangalore and Chennai, with an average annual household income of Rs 0.45 million (over $11,000 per year).

80 per cent of all diamonds sold in any part of the world are polished in Surat 's 10,000 diamond units.

The only non-Jews in the Tel Aviv and Jerusalem diamond bourse (stock exchange) are GUJARATIS.

Between 2004-5 and 2008-10 Surat 's middle class doubled in size and its poor reduced by a third.

The fifth richest city in India is now Ahmadabad, ahead of Mumbai and Delhi, and miles ahead of Calcutta.

The percentage of man-days (labour class, manual labour workers etc.) lost in Gujarat due to labour unrest is 0.42 per cent, the lowest in India. Gujaratis DO NOT believe in meaningless strikes, hartals etc.

Of Gujarat's 18,048 villages, 17,940 have electricity. Chief Minister Narendra Modi, has been voted as one of the most dynamic, hard working political leaders in the Country. You can see why. Amma, Didi, Behnji & Manmohan can do well to take a leaf from Modi's book of Excellence.

The world's largest oil refinery is in Jamnagar. Owned by Reliance, it already refines 660,000 barrels of oil every day and will double that this year.

Thirty per cent of India 's cotton is grown in Gujarat.

40 per cent of India 's Art-silk is manufactured in Surat.

Gujarat thus employs atleast 0.7 million people.

The world's third largest Denim manufacturer (for your trusty jeans) is Ahmedabad's Arvind Mills.

The state of Gujarat's GDP has been growing at 12 per cent a year for the last 12 years, as fast as China's.

India

's wealthiest man, Mukesh Ambani of Reliance, is a Gujarati. Forbes says he is the world's fifth richest man, worth $43 billion.

Azim Premji of Wipro, is also a Gujarati. He is the world's 21st richest man, worth $17 billion.

Ten of the 25 richest Indians are Gujaratis. Some of the best & shrewdest business communities in India have proud Gujarati Ancestry. Parsis, Jains, Memons, Banias, Khojas, and Bohras - all speak Gujarati.

The two great leaders of the subcontinent, the Mahatma and the Quaid, were both Gujaratis from trading communities. One a Bania, the other a Khoja.

Gujaratis number 55 million, five per cent of India's population living on six per cent of surface area, but hold 30 per cent of all Indian stock.

Gujaratis account for 16 per cent of all Indian exports and 17 per cent of GDP.

VIA: Email

Richest City in India

by Devesh Prabhu on 4:08:00 PM

SURAT - RICHEST AHAMEDABAD 5TH RICHEST SURAT IS THE RICHEST CITY IN INDIA - not Bangalore nor Chennai AHMEDABAD IS THE 5TH...

Reality:

Alcohol is a depressant, and can actually make you feel sleepy and drowsy. It slows down your motor skills, which control the way you think, speak, move and react. Alcohol also impairs your reasoning powers and judgment.
Your blood alcohol content (BAC - the percent of alcohol in your blood) determines how drunk you are and not the flavors / the kind of drink you select. Alcohol is alcohol.
A number of factors affect how one reacts after taking alcohol. Some of these factors include body weight; time of day, how you feel mentally, body chemistry, your expectations, and the list goes on and on.
Nothing sobers you up but time. With coffee, you're simply a wide-awake drunk!
Large amounts of alcohol, even if it is beer, can do major damage to your digestive system. You can hurt your heart, liver, stomach, and several other vital organs as well as losing years from your life.
Alcohol kills more young people than cocaine, heroin, and every other illegal drug combined. Alcohol abuse is as grave a problem as drug abuse.
Alcohol can actually keep men from getting or sustaining an erection, and it can lower women' sex drives, too. More importantly, alcohol affects one's decision making ability. One might put himself/herself in a risky situation like an unwanted pregnancy, contracting a sexually transmitted disease like AIDS etc under alcohol's impact.
Drinking excessively can lead to alcohol poisoning, which can even cause death. Excessive alcohol can cause vomiting. When drunk and unconscious, a person may inhale fluids that have been vomited, resulting in death by asphyxiation. Long-term, heavy use of alcohol can lead to addiction (alcoholism), and makes one highly vulnerable to heart attack or stroke.
Drinking occasionally and in moderation is not harmful but large amounts of alcohol can take its toll on your body, causing disturbed sleep, nausea, vomiting and a dreaded hangover. Heavy drinking can inhibit the firing of nerve cells that control breathing, a condition known as respiratory depression, which can even be fatal.
Drinking on a full stomach can only delay the absorption of alcohol into the bloodstream, not prevent it. Eating before you drink is not a defense against getting drunk.

Myths About Alcohol

by Devesh Prabhu on 6:51:00 AM

Reality: Alcohol is a depressant, and can actually make you feel sleepy and drowsy. It slows down your motor skills, which cont...

REQUEST TO CIRCULATE

We all carry our mobile phones with hundreds of names/numbers stored in its memory but yet nobody, other than ourselves, know which of these numbers belong to our near & dear ones?

In case we are involved in an accident or have a heart-attack the people attending us get hold of our mobile phone, but don't know which number to call to inform our family members.

Yes, there are many numbers stored but which one is the contact person in case of an emergency?

For this reason, we must have one or more telephone numbers stored under the name ICE (In case of Emergency) in our mobile phones.

Recently, the concept of "ICE" is catching quickly.

It is simple, an important method of contact during emergency situations. As cell phones are carried by majority of the population, just store the number of a contact person or person who should be contacted at during emergency as "ICE" meaning (In Case of Emergency).

The idea was thought up by a paramedic who found that when they went to the scenes of accidents, there were always mobile phones with patients, but they didn't know which number to call.

He therefore thought that it would be a good idea if there was a nationally recognized name for this purpose.

Following a disaster in London, the East Anglican Ambulance Service has launched a national "In case of Emergency (ICE)" campaign.

In an emergency situation, Emergency Service personnel & hospital staff would then be able to quickly contact your next of kin, by simply dialing the number stored as "ICE".

Please forward this. It won't take too many "forwards" before everybody will know about this. It really could save your life, or put a loved one's mind at rest. For more than one contact name simply enter ICE1, ICE2, and ICE3 etc. A great idea that will make a difference!

Let's spread the concept of ICE by storing an ICE number in our mobile phones today! Please forward to all your nearest & dearest.

[VIA: Email: Madhu Bala]

ICE (In case of Emergency)

by Devesh Prabhu on 5:22:00 PM

REQUEST TO CIRCULATE We all carry our mobile phones with hundreds of names/numbers stored in its memory but yet nobody, other than ourselves...

Know your Bank Note

by Devesh Prabhu on 11:02:00 AM

Wake up Hyderabad! Police Campaign (1)

by Devesh Prabhu on 1:13:00 PM

Wake up Hyderabad! Police Campaign (2)

by Devesh Prabhu on 1:06:00 PM

A - Accept
Accept others for who they are & for the choices they've made even if you have difficulty understanding their beliefs, motives, or actions.

B - Break Away
Break away from everything that stands in the way of what you hope to accomplish with your life.

C - Create
Create a family of friends whom you can share your hopes, dreams, sorrows, & happiness with.

D - Decide
Decide that you'll be successful & happy come what may, & good things will find you. The roadblocks are only minor obstacles along the way.

E - Explore
Explore & experiment. The world has much to offer, & you have much to give. & every time you try something new, you'll learn more about yourself.

F - Forgive
Forgive & forget. Grudges only weigh you down & inspire unhappiness & grief. Soar above it, & remember that everyone makes mistakes.

G - Grow
Leave the childhood monsters behind. They can no longer hurt you or stand in your way.

H - Hope
Hope for the best & never forget that anything is possible as long as you remain dedicated to the task.

I - Ignore
Ignore the negative voice inside your head. Focus instead on your goals & remember your accomplishments. Your past success is only a small inkling of what the future holds.

J - Journey
Journey to new worlds, new possibilities, by remaining open-minded. Try to learn something new every day, & you'll grow.

K - Know
Know that no matter how bad things seem, they'll always get better. The warmth of spring always follows the harshest winter.

L - Love
Let love fill your heart instead of hate. When hate is in your heart, there's room for nothing else, but when love is in your heart, there's room for endless happiness.

M - Manage
Manage your time & your expenses wisely, & you'll suffer less stress & worry. Then you'll be able to focus on the important things in life.

N - Notice
Never ignore the poor, infirm, helpless, weak, or suffering. Offer your assistance when possible, & always your kindness & understanding.

O - Open
Open your eyes & take in all the beauty around you. Even during the worst of times, there's still much to be thankful for.

P - Play
Never forget to have fun along the way. Success means nothing without happiness.

Q - Question
Ask many questions, because you're here to learn.

R - Relax
Refuse to let worry & stress rule your life, & remember that things always have a way of working out in the end.

S - Share
Share your talent, skills, knowledge, & time with others. Everything that you invest in others will return to you many times over.

T - Try
Even when your dreams seem impossible to reach, try anyway.. You'll be amazed by what you can accomplish.

U - Use
Use your gifts to your best ability. Talent that's wasted has no value. Talent that's used will bring unexpected rewards.

V - Value
Value the friends & family members who've supported & encouraged you, & be there for them as well.

W - Work
Work hard every day to be the best person you can be, but never feel guilty if you fall short of your goals. Every sunrise offers a second chance.

X - X-Ray
Look deep inside the hearts of those around you & you'll see the goodness & beauty within.

Y - Yield
Yield to commitment. If you stay on track & remain dedicated, you'll find success at the end of the road.

Z - Zoom
Zoom to a happy place when bad memories or sorrow rears its ugly head. Let nothing interfere with your goals. Instead, focus on your abilities, your dreams, & a brighter tomorrow.

Alphabet of Happiness

by Devesh Prabhu on 11:54:00 PM

A - Accept Accept others for who they are & for the choices they've made even if you have difficulty understanding their beliefs, mo...

When a girl says she's sad, but she isn't crying, it means she's crying in her heart.

When she ignores you after you've done something wrong, it's best to give her some time to cool down before touching her heart with an apology.

A girl can't find anything to hate about the guy she loves (which is why it is so hard for her to 'get over him' after the relationship's over.)

If a girl loves a guy, he will always be on her mind every minute of the day, even though she flirts with other guys.

When the guy she likes smiles and stares deep into her eyes, she will melt.

A girl likes to hear compliments, but usually not sure how to react to them.

When a particular guy flirts with a girl very often, a girl would start thinking the guy likes her. So if you treat a girl just as a friend, go easy on the smiles & stare OKAY?

If you don't like a girl who likes you, break it to her gently.

If a girl starts avoiding you after you reject her, leave her alone for a while. If you still treat her as a friend, talk to her.

Girls enjoy talking about what they feel. Music, poetry, drawings and writing are ways of expressing themselves (which explains why most girls like writing journals).

Never tell a girl that she is useless in anyway.

Being too serious can turn a girl off.

When the guy she likes calls her for the first time, the girl may act uninterested during the call. But as soon as the phone is back on the hook, she will whoop with joy and immediately start telephoning her friends to spread the news.

A smile means a lot to a girl.

If you like a girl, try making friends with her first. Let her get to know you.

If a girl says she can't go out with you because she has to study, leave.

But if she still calls you or expect a call from you, stay.

Don't try to guess a girl's feelings. Ask her.

Hearing the words "I love you" is a great reassurance to a girl that she is beautiful.

After a girl falls in love with a guy, she'll wonder why she never noticed him before.

If you need tips on how to flirt with a girl, read romance stories.

When class pictures come out, a girl would first check who is standing next to her crush before actually looking at herself.

A girl's ex-crush will always be in her memory, but the guy she loves now stays in her heart.

Girls love having fun!

A simple 'Hi' can brighten a girl's day.

A girl's best friends usually know best what she is feeling and going through.

Girls hate it when a guy pays attention to them just to get close to their 'prettier' friend.

Love means devotion, caring and happiness to a girl, in that order.

Some girls care about looks, some care about brains, but ALL girls want a guy who will love & care for them.

Girls want nothing more than to feel loved.

What Girls Feel

by Devesh Prabhu on 8:19:00 PM

When a girl says she's sad, but she isn't crying, it means she's crying in her heart. When she ignores you after you've done...

As a Bachelor
Takdir hai, magar kismat nahi khulti
tajmahal banana chahata hoon
lekin mumtaz nahi milti!

As a Lover
Takdir hai, magar kismat nahi khulti
tajmahal banana chahata hoon,
mumtaz mil gayi hai magar
woh shaadi nahi karti

As a married one
Takdir hai, magar kismat nahi khulti
tajmahal banana chahata hoon
lekin mumtaz nahi marti

After 5 years of Marriage
Tajmahal kya cheez hai,
isse badi imarat banaunga,
Mumtaz to marke dafan hui thi,
tuzhe to mein zinda dafnaunga

Different Thinking For Taj Mahal

by Devesh Prabhu on 2:31:00 PM

As a Bachelor Takdir hai, magar kismat nahi khulti tajmahal banana chahata hoon lekin mumtaz nahi milti! As a Lover Takdir hai, magar kismat...

Times of India's 100 Rupee Ad

by Devesh Prabhu on 2:30:00 PM

"When a man is stung by a bee, he doesn't set off to destroy all beehives"
- Kenya.

"The man who marries a beautiful woman, and the farmer who grows corn by the roadside have the same problem"
- Ethiopia

"A short man is not a boy"
– Nigeria

"No matter how hot your anger is, it cannot cook yam"
- Nigeria

"The frown on the face of the goat will stop it from being taken to the market"
- Nigeria

"An old lady feels uneasy when dry bones are mentioned in a proverb"
- Ghana

"The same sun that melts the wax, hardens the clay"
- Niger

"If you don't know where you're going, any road will take you there"
- Uganda

"There's no virgin in a maternity ward"
- Cameroon

"It requires a lot of carefulness to kill the fly that perches on the scrotum"
– Ghana

"If the throat can grant passage to a knife, the anus should wonder how to expel it"
- Seychelles

"A child can play with its mother's breasts, but not its father's testicles"
- Guinea

African Thoughts

by Devesh Prabhu on 8:01:00 PM

"When a man is stung by a bee, he doesn't set off to destroy all beehives" - Kenya. "The man who marries a beautiful woma...

Ganjni Kidas

by Devesh Prabhu on 2:28:00 AM

To decode a woman’s expressions & sighs is probably the toughest job for a man to do. Seducing her is an art, which has to be learnt. Overpowering her, is altogether, a different issue but winning her heart and in turn, her body, requires skill, a bit of Vatsyayan, a bit of Sigmund Freud, & a bit of Isaac Newton may do the trick. Here is a formula, which is a sure-shot way to seduce a woman:

1. First Rule: Make her feel safe, connected and relaxed.
Only then she will open up to you. The reality is that there is hardly a greater turn-on for women than knowing they are being listened to and truly understood. It is a tried and tested rule: Pay attention to your lover’s wants, thoughts and feelings and you have tapped into one of the greatest seduction secrets.

2. Second Rule: Never ever force her.
Show her that you desperately want her but only if she is willing, otherwise of course, you can wait! (Even if you hate doing so). Remember that the mind is the most powerful sex organ of all. Secondly, forcing a woman to be around people she despises is a sure way to roll up the sexual red carpet. Thus, chose your company wisely.

3. Third Rule: Set the mood by pleasing her.
Surprise her with flowers. However, cliché it sounds it works every time. Rent the movie she has been wishing to see (even if you have seen it). Pick up the red wine she favours (even if you prefer beer). Get her the music CD of her favourite artist and play it for her (Even if you hate that music).

4. Fourth Rule: Slow down.
This is one of the greatest secrets of love-making. Remember whatever you are doing will be better at half the speed. This is the thumb rule for enhancing pleasure and love. Check out the magic of foreplay and you will know how patience pays!

5. Fifth Rule: Combine sex & spirituality.
Sex comprises of practical, philosophical, physical and metaphysical possibilities. It is as much about the spiritual side of love as it is about exploring new erotic possibilities.

Rules 2 Seduction

by Devesh Prabhu on 8:45:00 PM

To decode a woman’s expressions & sighs is probably the toughest job for a man to do. Seducing her is an art, which has to be learnt. Ov...

Take tone of My name is Anthony Gonsalves from Amar Akbar Anthony and sing this song...

My name is Ramalinga Raju
main Satyam ka Lootera (Thief) hoon...

Khaate (Accounts) hai khaali, Balance sheets jaali (fake)
satyam employees ki bhi watt laga daali
...
jisko bhi yaad aaye, mujhe milne chala aaye
jisko bhi yaad aaye, mujhe milne chala aaye
...

Hyderabad police chowki, jholi (ssorry... kholi) number 420

ACCUSE ME PLEASE

abhi abhi jail ke andar ek company kholi hai, aji kholi hai, haan haan kholi hai
investors ne bhi lagayi bad chad kar boli hai, haan boli hai, haan haan boli hai
jailor bhi raazi, qaidi bhi raazi, Jab tak chalegi yeh jaalsaazi
..
..

jisko bhi yaad aaye, milke marne chala aaye
jisko bhi yaad aaye, milke marne chala aaye

.....Hyderabad police chowki, jholi (ssorry...kholi) number 420

ACCUSE ME PLEASE

My Name Anthony Gonsalves... Main Duniya Me Akela Hoon

by Devesh Prabhu on 12:57:00 AM

Take tone of My name is Anthony Gonsalves from Amar Akbar Anthony and sing this song... My name is Ramalinga Raju main Satyam ka Lootera (Th...

"Raju Raju, Yes Baba,
Cheating us, No Baba,
Telling Lies, No Baba,
Open your accounts, Ha Ha Ha".
--------------------------------------------------------------------------

"Raju Raju sat up on the wall,
Raju Raju had a great fall,
Balance sheet died, shareholders cried,
Raju Raju made a big fraud."
--------------------------------------------------------------------------

Satyam: 'Stealing And Transferring Your All Money'.
--------------------------------------------------------------------------

"Raju tumhare daant toh motiyo se chamak rahe hain?
Translation: (Raju, your teeth are sparkling like pearls)

to which Raju replies:

"Chamke kyu na? maine apni hi company ka paisa jo khaaya hai
Translation: (Why wont they sparkle, I have gobbled up my own firm's money).

Raju, Satyam & the World of Jokes

by Devesh Prabhu on 10:55:00 PM

"Raju Raju, Yes Baba, Cheating us, No Baba, Telling Lies, No Baba, Open your accounts, Ha Ha Ha". --------------------------------...

Indian Chief 'Two Eagles' was asked by a white government official, 'You have observed the white man for 90 years. You've seen his wars and his technological advances. You've seen his progress, and the damage he's done.'

The Chief nodded in agreement.

The official continued, 'Considering all these events, in your opinion, where did the white man go wrong?'

The Chief stared at the government official for over a minute & then calmly replied. 'When white man find land, Indians running it, no taxes, no debt, plenty buffalo, plenty beaver, clean water. Women did all the work, Medicine man free. Indian man spend all day hunting & fishing; all night having sex.'

Then the chief leaned back & smiled. 'Only white man dumb enough to think he could improve system like that.'

Where did the White Man Go Wrong?

by Devesh Prabhu on 2:21:00 AM

Indian Chief 'Two Eagles' was asked by a white government official, 'You have observed the white man for 90 years. You've se...

One more reason why it is difficult for some people to live in the present is that they don’t know themselves well enough & they secretly don’t love themselves. This is why they are on a rush, trying to escape from themselves. Once we get down to the core of this issue, once we know & accept ourselves, many of our pressing problems will be resolved. When we stop behaving in an ignorant & unfriendly way toward ourselves, our life becomes transformed. However, I am not going to elaborate upon this theme. I would rather suggest several practical tips for living in the present - something which we can use in our daily life.

Be mindful of your breath.
There is no need to use sophisticated breathing techniques - just pay attention as you breathe in and breathe out. Try to breathe deeply and slowly. Try to enjoy this process. This is such an easy thing to do, and yet if you will try it for a certain time, you will find yourself to be more peaceful and calm. If will be much easier for you to stay mentally detached from your past and your future.

Be mindful of your physical feelings.
Ask yourself: how do I feel right now? Am I sitting in a comfortable position? Do I feel comfortable about shoes and clothes I wear, and about the things around me? What is my body trying to tell me? Again, this is an easy thing to do - but so many people go through life ignoring their feelings, until a moment their bodies begin to scream. When we get in touch with our feelings on a day-to-day basis, we open ourselves to its guidance and valuable suggestions.

Do not rush.
Sometimes we are so afraid to be late on something that we don’t realize that the world does not depend upon us for its survival. Of course, it is good to be always on time - but a wise person knows that it can be better achieved not by intensity of efforts, but by careful planning. As you plan your day, give yourself more time to do the important things, and eliminate the non-important things as much as possible. You might do them if you will have spare time, or don’t do them at all. If you have an appointment, try to come in advance. But if you are still late, don’t feel guilty about it. Next time, you will be even more wiser

Be grateful for the delays.
When you are in a traffic jam, or if you are standing in a line, try not to be angry or upset like some others. Rather, realize that this delay is a gift. You have a chance to be alone with yourself for a minute or so, without being distracted. Watch for your breath and for your physical feelings, try to become relaxed. Say a simple affirmation or two. Smile to yourself. Look at people around you with sympathetic eyes. In an instant, your tension will go away, and you will get in touch with joyous spirit of the present moment.

Living in the Present: Some Practical Tips by Andrei Yashurin

by Devesh Prabhu on 2:32:00 AM

One more reason why it is difficult for some people to live in the present is that they don’t know themselves well enough & they secretl...

Here are some of the more important lessons that have come from the court:

1. People play better when they are encouraged. It's true in life, too. People do better when they are encouraged, rather than criticized, condemned and judged.

2. When two or more people occupy a small space, they should learn to share. It goes for planets, too.

3. The only way to get better is to practice. And in life, the only way to improve relationships, learn courage or be happy is to practice.

4. Pay attention. Those who lose their focus, lose games. And those people who are too distracted by yesterday or tomorrow will never live today fully and joyously. Focus on the present.

5. There are always people who will do better than you. But your job is not to be the best, it is to do your best.

6. Attitude really is everything. When you believe in your success, visualize it and work toward it, you are more likely to succeed.

7. Losses are lessons. When I lose a game so badly that I am humiliated on the court, I thank my opponent for the free lesson. Failures are not endings; they are valuable opportunities to learn.

8. It isn't over until the last point is scored. Many victories are snatched after one comes back from almost insurmountable odds. So it is with life.

9. Work can be fun, but fun should never become merely work. Life is to be enjoyed.

10. The only way to score is to serve. Individuals and institutions that make a difference find ways to serve others. Additionally, those people who are happiest and most satisfied with their lives have learned to serve. Great lives are built on service.

[VIA: EMAIL; Steve Goodier]

Life Lessons

by Devesh Prabhu on 9:11:00 PM

Here are some of the more important lessons that have come from the court: 1. People play better when they are encouraged. It's true in ...

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